Greek life, study sessions, traveling abroad, and kegs stands with the dean. Yes, all of those fond memories of college are immediately crushed to a pulp once you add student loans into the mix. If you don't plan accordingly, you may just find yourself on the fast track to an all expense paid trip to delinquency-ville. Check out the 17 ups and downs of the student loan lifecycle:
1. The Trauma of Financial Aid Paperwork
2. The Sheer Joy of College Acceptance
3. The Headaches of Dealing with the Financial Aid Office
4. The Unfortunate Allure of Easy Private Loans
5. The Unadulterated Thrill of a Refund Check
6. Offers of More Easy Private Student Loans Each Year
7. Graduation Day Arrives With All Its Glory
8. Reveling in Your Six Month Post-Grad Grace Period
9. OMG! Your Grace Period Is Over!
10. Utter. Confusion.
11. Late Notices Start
12. Forbearance Granted!
13. Land a Job
14. Realize You Still Can’t Afford Your Payments
15. Enroll in IBR
16. Start Making Consistent Payments
17. Pay Off Your Loans – Yeah Right.
Wait! Before you toss that letter from Sallie Mae into the junk drawer abyss... there is a tool that can avenge you! No matter what kind of loans you have – public or private – how much you have or how many lenders, Tuition.io's FREE (yes, free) student loan management tool can help you keep track of your debt in one easy dashboard. Put that burrito down and start taking charge of your student loans.